BCBS Visits (Selective Use)

  • We accept Blue Cross Blue Shield insurance ONLY

  • BCBS members cannot be DPC members.

HSA funds for membership payments

Can I Use My HSA for Membership?

Often, yes.

Federal law now recognizes many Direct Primary Care memberships as qualified medical expenses for Health Savings Accounts (HSAs).

If you:

  • Have a qualifying high-deductible health plan (HDHP), and

  • Maintain an eligible HSA

You may be able to use HSA funds to pay your monthly membership fee.

Why This Matters

Using HSA funds allows you to:

  • Pay for primary care with pre-tax dollars

  • Reduce out-of-pocket healthcare costs

  • Combine affordable insurance with high-access care

Important Notes

  • HSA eligibility depends on your individual situation

  • Membership fees within federal limits are generally eligible

  • Optional programs (weight loss, men’s health) may not qualify

  • We recommend confirming with your HSA administrator

We’re happy to provide documentation if requested.

The Best Setup for Many Patients

Many members pair:
✔ A high-deductible insurance plan
✔ An HSA
✔ A Direct Primary Care membership

This combination provides:

  • Protection for major medical events

  • Affordable, accessible everyday care

  • Predictable monthly healthcare costs

Patient FAQs

  • You pay a monthly fee that gives you direct access to your provider, same-day visits, and proactive care—without relying on insurance for access.

  • We accept Blue Cross Blue Shield insurance ONLY

  • Yes. imaging, and medications are billed separately and may be run through insurance or paid in cash, depending on what’s best for you.

    We DO NOT bill your insurance for you.

  • In emergencies, call 911 or go to the nearest emergency room. Our clinic is not an emergency facility.

  • Yes. Many visits—including follow-ups and weight loss check-ins—can be done virtually.

  • Yes. We offer a family membership for households living together.

  • Membership is month-to-month. No long-term contracts.

  • To protect access, appointment availability, and quality of care.

  • Schedule a free meet-and-greet or enroll online as a founding member.

  • Many patients may be able to use HSA funds to pay for the monthly membership fee if they have a qualifying high-deductible health plan (HDHP). Eligibility depends on the patient’s individual HSA rules.

  • No. We cannot guarantee HSA eligibility. Final approval is always determined by the patient’s HSA administrator or tax advisor.

  • These programs are separate medical services and may not be HSA-eligible. Patients should check with their HSA administrator.

  • Patients are responsible for resolving denials with their HSA administrator. We can re-issue documentation if needed, but eligibility decisions are outside the clinic’s control

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